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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760-458-0797.
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"Crista is patient, knowledgable, personable"
"Crista has a very sound knowledge of not only market prices/trends, but also the details of what it will take to work the entire process."
Karen and Charlie Panten
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Crista McClure-Swan is one of The
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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
"Crista zero’s in on my needs"
"Crista zero’s in on my needs as a home buyer and respects my choices without adding her own preferences."
Bonnie Klotzly
"Crista's very easy to work with"
"Crista worked hard, is honest, kept our best interests as a top priority, is not pushy and she’s very easy to work with"
Robert and Teri Thornbury
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
Where will you find the world's most unusual golf course?
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| A |
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey. |
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- NUMBER1EXPERT™ 
